Articles Tagged with ''loans''
To cull, maintain or expand this fall
With high cattle prices, you may be wondering what you should do. Continue reading to get advice on whether you should cull, maintain or expand this fall.
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Reduce financial risk when buying replacement heifers
To reduce exposure to risk, a rancher must consider replacing heifers without causing financial stress to the operation. Accurate recordkeeping, understanding the impact of higher interest rates and knowing the income streams your ranch can provide are critical.
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The ramblings of an ag banker at 3 a.m.
Characteristics and habits to avoid when trying to build a positive relationship with your banker.
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3 steps to a smoother loan application process
Gather essential documents, comprehend the five C’s of credit and be proactive in submitting complete paperwork for a smoother and quicker loan application process.
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Dairy real estate values: Navigating trends and turbulence for financial success
Appraised values rebounded in 2023 with a 22% surge in value compared to 2022. Rising construction costs elevated per-stall values, while land values near dairy facilities have consistently risen due to competition within the industry and due to external factors.
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A banker’s perspective for farming operations
For our ag operations to be successful and sustainable well into the future, we need to understand our resources.
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Economic update: A matter of interest
With borrowing rates rising, so has the interest in the impact on agricultural producers.
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What cattle producers should prioritize in an inflationary market
Inflation and interest rate increases are raising expenses and requiring producers to obtain more credit. To safeguard their finances, producers should use suitable loan terms, mitigate price risk and assess their risk tolerance.
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